Your Mortgage Broker in Franklin, Tennessee
Independent mortgage broker serving Franklin and Williamson County with access to 40+ wholesale lenders.
Buying a home here
Franklin isn't a market you can lend into from a call center. Between historic downtown homes with character (and character-home appraisal quirks) and one of the most competitive offer environments in Tennessee, local context changes what the right loan looks like.
I'm Andrew Meyers, a licensed mortgage broker based right here in Williamson County. As a broker — not a bank — I shop your scenario across multiple lenders instead of fitting you into one institution's box. That matters in Franklin, where a jumbo-adjacent price point, a self-employed income picture, or an investment property near downtown can each route to a completely different lender for the best outcome.
Common questions
Franklin's offers get competitive fast. How do I make mine stand out?
A strong, verified pre-approval matters more here than almost anywhere else I work. I underwrite your file as close to final as possible before you write an offer, so your pre-approval reads like a sure thing to a listing agent comparing multiple bids.
I'm buying my first home in Franklin. How much down payment do I need?
Often less than you'd expect. Depending on the program and your qualifications, down payments can start low, and eligible buyers may have assistance options. With Franklin's competitive offers, I also make sure your pre-approval reads strong to sellers before you write an offer.
Loan programs that may fit
What Franklin buyers work with me on most: conventional loans for move-up buyers, VA loans (Williamson County's veteran community is substantial), bank statement loans for the entrepreneurs and 1099 professionals this town runs on, and DSCR loans for investors buying rentals in and around the city. FHA loans are also worth a look for buyers who want a lower down payment or have a shorter credit history — a solid fit alongside Franklin's move-up and investor crowd.
The local market
Franklin's housing mix runs from historic downtown homes to newer neighborhoods across the city, all in one of the most competitive offer environments in Tennessee. A jumbo-adjacent price point, a self-employed income picture, or an investment property near downtown can each route to a different lender for the best outcome — which is exactly why shopping your scenario across multiple lenders matters here.
