You have 45 days to return items for a full refund, with or without a receipt. Items must still have their original tags.
You have 45 days to return items for a full refund, with or without a receipt. Items must still have their original tags.
Pre-qualification is a quick estimate based on self-reported info. Pre-approval is a verified review of your income, assets, and credit — and carries much more weight with sellers. I recommend getting pre-approved before you start house hunting.
Most purchases close in 21–30 days once we have a full application and accepted offer. Refinances typically take 2–4 weeks. I'll keep you updated every step of the way so there are no surprises.
A fixed rate stays the same for the life of the loan — great for long-term stability. An adjustable rate (ARM) starts lower but can change after a set period. Which is better depends on how long you plan to stay in the home. I'll walk you through both.
Yes, many loan programs allow gift funds from a family member for the down payment. There are specific documentation requirements, but I'll walk you through exactly what's needed so it doesn't slow down your closing.
